Disaster Assistance Now Open for Bray Park Residents Impacted by Recent Flooding

Impacted Bray Park residents can now apply for much-needed disaster assistance in the wake of severe flooding from ex-Tropical Cyclone Kirrily.

Read: Lawnton Flood Victim Despairs Over Soaring Home Insurance Costs

Support has begun rolling out from state and federal governments, with eligible individuals able to access Personal Hardship Assistance grants. The funding will help cover essential costs like food, clothing, and medicine as the community works to recover from the flood inundation.

Bray Park was inundated with heavy rainfall that flooded numerous homes and businesses. The area received the brunt of the severe weather linked to the cyclone, despite being located nearly 1,500 km from where Kirrily initially made landfall.

Photo credit: Nikki Boyd MP/Facebook  

Additional support is available through the joint Commonwealth-Queensland Disaster Recovery Funding Arrangements. This includes help to make homes safe and habitable again and to restore essential services like electricity.

Moreton Bay Regional Council can also access the funding for reconstructing damaged public infrastructure such as roads and bridges. The council is receiving assistance for cleanup efforts like removing fallen trees and debris.

Photo credit: Nikki Boyd MP/Facebook

The activation of the disaster assistance will help Bray Park begin to recover from the latest flooding, not o mention that the area was still reeling from terrible flooding in 2022. Officials acknowledged this event was an unwelcome blow, but praised the inspirational community response. All levels of government have committed to providing necessary support to residents during this difficult time.

Minister responsible for the Queensland Reconstruction Authority Nikki Boyd said this latest flooding is a bitter blow for many Bray Park residents who have only just finished cleaning up following the terrible floods of 2022.

“Being woken at 3:00 a.m. with water rushing through your house is an extremely traumatic experience, especially given the events of a mere two years ago,” said Ms Boyd.

“The community’s response, however, has been nothing short of inspirational, and the activation of Personal Hardship Assistance will help those hurting right now.”

Those eligible for the Personal Hardship Assistance grants can now apply through www.qld.gov.au/disasterhelp or by calling the Queensland Community Recovery Hotline on 1800 173 349.

Read: RACQ and Suncorp Highlight Storm Hotspots as Queensland Braces for Early Deluge

Published 1-February-2024 

Lawnton Flood Victim Despairs Over Soaring Home Insurance Costs

A Lawnton resident who was affected negatively by two devastating floods is now facing a new challenge – skyrocketing home insurance costs. 

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The local woman, who suffered from both the 2011 and 2022 floods, revealed that her premium has jumped from $5,900 to $39,186, representing an over 500 percent increase from the previous year.

She expressed dismay that the rate is now drastically higher than her annual income, questioning how she could possibly afford a $30,000 rise in her home insurance premium.

An insurance expert explained that unfortunately, stories like this are becoming more common as some insurers opt to exit certain high-risk markets altogether.

A representative for the Insurance Council of Australia said that insurance affordability and availability are the top priorities for the industry right now. He urged the government to allocate more funding towards resilience initiatives that would help reinforce homes and make them better able to withstand natural disasters.

Photo credit: Mikhail Nilov/Pexels

The massive premium increases are leaving many residents uninsured and exposed, according to the spokesperson. He explained that insurance rates are based on risk, and the growing frequency and severity of extreme weather is making policies unaffordable for a lot of people, particularly those living in flood-prone areas.

On top of the impact of natural disasters, rising inflation and the escalating cost of reinsurance purchased by insurance companies themselves are also contributing factors behind the surging premiums, the spokesman noted. 

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As extreme weather events become more frequent and severe, stories like this Lawnton resident’s plight may grow more commonplace. With insurance premiums skyrocketing out of reach for many homeowners, especially in high-risk areas, a collaborative approach between insurers, government, and communities will be needed to find solutions. 

Published 11-January-2024